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INSURANCE REQUIREMENTS

 

PROPERTY INSURANCE
This protects the owner of the property against the loss caused by the actual destruction of a part or all of the property by fire, windstorm, explosion, falling aircraft, riot, and other perils.

BUSINESS INTERRUPTION INSURANCE
This protects a business against loss arising out of legal liability for death, injury, or damage to the person or property of others caused by negligence.

BONDS
Fidelity bonds guarantee against loss due to the dishonesty of employees. Surety bonds guarantee the performance of various types of obligations assumed by contract or imposed by law. This can be included in your liability insurance. Be sure to check this out with you insurance agent. Below is a list of bonding agencies.

∑  Albright Insurance Agency, Inc. - 765-4441

∑  Larry Murphy Insurance Agency, Inc. - 767-1520

∑  Wetzel Agency, Inc. - 765-5566

 

WORKERS COMPENSATION
Worker's comp provides for payment of compensation benefits, as established by state law, to insure employees of a business. This insurance is mandatory in the state of Oklahoma. This insurance is sold by most major insurance companies, but can also be obtained through the State Insurance Fund, 405-232-7663.

 

GROUP INSURANCE FOR EMPLOYEES
This insurance must conform to state standards. For more information, contact:

Oklahoma Insurance Department
P.O. Box 53408
Oklahoma City, OK 73152-3408
405-521-2828 - 800-522-0071

Tulsa Office
3105 E. Skelly Drive, Suite #305
Tulsa, OK 74127
918-747-7000 - 800-728-2906

 

PRODUCT LIABILITY
This refers to insurance coverage for a product manufactured by the insured.
Include the following when selecting a business site:

  • Convenience for targeted customers.
  • Building modification cost.
  • Whether you want to own, rent, or lease.
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The Ponca City Chamber of Commerce | 420 East Grand | Ponca City, OK 74601
Phone: 1-580-765-4400 | Fax: 1-580-765-2798
Copyright © 2014. Ponca City Chamber of Commerce. All rights reserved.